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No More Opting Out

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He's kinda thick, isn't he? After one whole year of feedback through the National Conversation/Our Singapore Conversation, he still doesn't quite comprehend the complaints about affordable healthcare.

Instead of reducing medical expenses, he plans to hike the Medisave, which is basically our own hard earned money deducted to pay for ever inflating government charges. Medishield is the other horror. Most private insurance companies quote you a fixed rate for the type of policy you decide upon. And stays fixed for the duration of the contracted cover.  Medishield increases your premium without your permission. No wonder many have opted out. Do we need Medishield Plus for cover beyond age 90? Not many of us fancy living like a zonked-out zombie like that character, who is 89, going on 90 in September. Whatever good ideas PM Lee floated for housing and education, it all went out the window when he announced: "There will be no more opting out for MediShield.”

We know the math about paying for a $100,000 housing development board (HDB) flat on a $1,000 per month household income. Now the new math about $170,000 3-room flats and $285,000 4-room flats. It has to do with those elusive grants - you'll need a score card to keep track of those "subsidies", and tick off the qualifying criteria. Why can't they just disclose the actual building cost, and declare a profit margin or desired rate of return to keep HDB from going bankrupt? One astute commentator remarked: "PAP only likes to talk about supply, “subsidy”, “grants” and “affordablility” of public housing but does not tell Singaporeans the actual cost of building HDB flats. The greedy and corrupt PAP cannot be trusted."

If they are tightwads with medical and housing essentials, where are they spending all the taxes collected? Another Gardens by the Bay type extravaganza, to be located where the current public carpark for Terminal One is. Needless to say, parking charges there will be taking off soon. Many have yet to visit the Two Conservatories because of the high entrance charges - as much as $28 per head - so most settle for the poor man's $5 Outdoor Tour. Gardens was budgeted at $893 million in 2006, revised to $1.035 billion in 2009, and annual operating cost is estimated to be $53 million. We need another Gardens like we need a hole in the head.

The Primary School Leaving Examination (PSLE) topic apparently was too hot to handle. But what's so difficult about implementing the clever idea of halting the disclosure of T-scores? The way they stopped releasing ranking of schools. That should take the heat off the pressure cooker of kiasu parents. Instead, they put it on the back burner, for another round of procrastinating conversations.

There's something haunting about the expression of Dr Yeo Sze Ling on tv, the blind 4-year old who made it to A-star researcher after a life time of struggle. Maybe she knows more than we do. Many problems have been glossed over by the pretty speeches, it's always darkest before the dawn.


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